Deriv bots in Zambia: fund with MTN, Airtel or Zamtel mobile money

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Zambia's three main mobile networks all appear on Deriv's list of payment methods: MTN, Airtel and Zamtel. Whichever wallet you use, check your Deriv cashier for it, top up, and run a free bot on BinaryTick from your phone.

Step 1: Open your Deriv account through BinaryTick

Open BinaryTick and press Sign up. Deriv creates the account on its own page, and every account starts with a demo balance, so you can run bots before you deposit a kwacha. Already have a Deriv account? Press Log in; your password is only ever typed on Deriv's page.

Step 2: Top up with mobile money

These are the methods on Deriv's payment methods page that people in Zambia already use, with the limits Deriv listed on 11 October 2026, in USD:

MethodDepositWithdrawalDeposit timeWithdrawal time
MTN5 to 1505 to 750InstantInstant
Airtel5 to 1505 to 750InstantInstant
Zamtel5 to 1505 to 150InstantInstant
Visa or Mastercard10 to 10,00010 to 10,000Instant1 working day
Deriv P2PUp to 10,000 a dayUp to 10,000 a dayUp to 1 hourUp to 1 hour

MTN Mobile Money and Airtel Money take deposits from 5 USD, up to 150 at a time, and pay withdrawals of up to 750 USD, all listed as instant. Zamtel Kwacha takes the same deposits, with withdrawals of up to 150 USD. Cards take deposits of up to 10,000 USD at a time, if your bank allows card payments to Deriv. Where it is offered, Deriv P2P lets you buy and sell with other Deriv users in kwacha, at a rate you agree.

Your Deriv cashier shows the methods your account can use, and Deriv can change its limits at any time, so check it before you top up.

Step 3: Practise on the demo balance

Switch the account selector to demo, open the Bots tab, and press Run bot on any card. Demo trades use the same live prices and contracts as real ones, so you learn how a bot behaves before you fund it. The demo account guide shows what to try first.

Step 4: Set up your first real session

Most bots ship with an initial stake of 1 USD, a stop loss of 10 USD and a 2.1x martingale capped by a max stake of 5 USD. The stop loss is checked after each trade, and the martingale can put up to 4.41 USD on a single trade, so a session at the defaults needs a balance comfortably above the stop loss: about 15 USD. Starting with 10 USD? Untick Use martingale for a flat 1 USD stake and set the stop loss to 9, and the session ends before your balance runs short. The initial stake can go as low as 0.35 USD.

Three bots to start with:

Each card explains its rule under How it works and keeps every setting under Settings, so your take profit and stop loss are set before you press Run bot.

On your phone

BinaryTick runs in your phone's browser and can be added to your home screen. The synthetic indices trade around the clock, so you choose when a session runs. See how to trade Deriv on your phone.

Get started

Open BinaryTick, press Sign up, and run your first bot on the demo balance. Top up with MTN, Airtel or Zamtel when you are ready, and run the same bot with the limits you have practised.

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